You can expect the best from BBCU. Whether you carry a balance month to month, or pay the balance monthly, a Birmingham Bloomfield Credit Union VISA credit card is easy to use. Experience the convenience as you make payments via online banking (ItsMe24/7) or Teller Phone. You’ll save money with no annual fee, no cash advance fee, and a low interest rate. Also, if you use your VISA card to rent a car, you’re covered for damage due to collision or theft. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency*.

*Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases8.90% to 17.90% based on your creditworthiness
APR for Balance Transfers8.90% to 17.90% based on your creditworthiness
APR for Cash Advances8.90% to 17.90% based on your creditworthiness
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month
For Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau
Transaction Fees

-Foreign Transaction Fee
1.00% of each transaction in US Dollars
Penalty Fees

-Late Payment Fee

-Returned Payment Fee
Up to $25.00
Up to $25.00
SecurLock Equip
Tired of Fraud? Cardholder get to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Download Today! App Store and Google Play
Scorecard Rewards
With ScoreCard Rewards you can earn points for your purchases everywhere, everyday! Earn one (1) ScoreCard point for every dollar you spend by using your MNCU Mastercard® Credit Card from Metro North Federal Credit Union. Log In Here.
Get 24/7 access to your account information such as your available credit, recent transactions, statement copies (present and past), payment information, credit limit and recent transactions since your last statement. Log In Here.
Mobile Wallets
For information on setting up your Mobile Wallet for MNCU Mastercard only, click here.

Report Lost or Stolen VISA Credit Card:
(800) 543-5073

Report Lost or Stolen VISA Debit Card:
(800) 543-5073

Report Lost or Stolen Mastercard Credit Card:
(800) 543-5073

Report Lost or Stolen Mastercard Debit Card:
(888) 241-2510 (Within U.S.)
(909) 941-1398 (Outside U.S.)