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Guaranteed Auto Protection (GAP)
GAP helps borrowers avoid financial loss in the event their vehicle is totaled or stolen. Since insurance settlements are based on the car’s actual cash value, they are often less than the loan balance, which creates a deficiency balance or “gap” that could jeopardize repayment. GAP waives the deficiency balance, saving the borrower and financial institution from a possible loan loss. For more details on GAP, please speak with a Loan Representative.